Acceptable Use Policy
This policy sets out how Technio, operated by Technio, may and may not be used. It applies to everyone using the platform, merchants, developers, partners and shoppers.
Overview
You may not use the Services in a way that harms others, violates the law or undermines the integrity of the platform. This policy is a non-exhaustive list of what that means in practice. We may update it as new risks emerge.
Fraud
- Submitting or facilitating fraudulent transactions.
- Using stolen payment credentials or synthetic identities.
- Chargeback abuse or intentional misrepresentation of goods or services.
- Deceptive pricing, hidden charges or misleading subscription enrollment.
Money laundering & financial crime
You may not use the Services to disguise the origin or ownership of funds, to structure transactions to avoid reporting obligations, or to finance terrorism or other prohibited activities.
Sanctioned activities
Technio must comply with applicable sanctions programs. The Services may not be used by, on behalf of, or for the benefit of sanctioned persons, entities or jurisdictions.
Illegal businesses
- Sale of illegal goods or services.
- Businesses without required licenses or permits.
- Activities that infringe intellectual property, privacy or publicity rights.
- Businesses prohibited by our payment partners or card network rules.
Abuse, harassment & harmful content
Content or behavior that targets, harasses or endangers individuals or groups is not allowed. This includes threats, doxxing, and content that exploits or endangers minors.
Spam & deceptive marketing
Unsolicited bulk messaging, false advertising and deceptive promotional practices are prohibited. Marketing communications must comply with applicable laws, including CAN-SPAM, GDPR and similar regulations.
Security abuse
- Bypassing or attempting to bypass authentication or access controls.
- Probing, scanning or testing the vulnerability of the Services without prior written permission.
- Interfering with the integrity or performance of the Services.
- Uploading malware or other harmful code.
Reverse engineering
You may not decompile, reverse engineer, disassemble or attempt to derive source code from the Services, except to the extent expressly permitted by applicable law.
API abuse
- Exceeding documented rate limits or circumventing throttling.
- Sharing API credentials or embedding secret keys in client-side code.
- Using the API to scrape, resell or reconstruct our Services.
Enforcement
Where we identify a violation, we may take actions proportionate to the risk, including warnings, throttling, feature restrictions, holding funds pending investigation, suspension or termination. We may also notify law enforcement where required.
Report a violation
To report suspected abuse of the platform, contact admin@technio.io or use the Contact page.